Privacy Policy
Learn how we collect, use, and protect your information to keep your financial data secure, private, and handled with transparency at every step.
Last Updated:
March 1, 2026
1. Introduction
Creda (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your information when you use our website, mobile application, and related services (collectively, the “Services”).
By accessing or using our Services, you agree to the practices described in this policy.
2. Information We Collect
a. Personal Information
We may collect personal information that you voluntarily provide, including but not limited to:
Full name
Email address
Phone number
Billing information
Account login credentials
b. Financial Information
To provide budgeting and expense tracking services, we may collect:
Transaction data
Account balances
Subscription details
Linked financial account information
Financial data is processed securely and encrypted using industry-standard security protocols.
c. Automatically Collected Data
When you use our Services, we may automatically collect:
Device information
IP address
Browser type
Usage data
Cookies and tracking technologies
3. How We Use Your Information
We use the information we collect to:
Provide and maintain our Services
Personalize your financial insights
Process payments and subscriptions
Improve product performance and user experience
Communicate updates, promotions, or support responses
Detect and prevent fraud or security threats
We do not sell your personal data to third parties.
4. Data Sharing and Disclosure
We may share your information with:
Payment processors to complete transactions
Cloud hosting providers for secure data storage
Analytics providers to improve product performance
Legal authorities if required by law
All third-party partners are required to maintain strict confidentiality and data protection standards.
5. Data Security
We implement technical and organizational safeguards to protect your information, including:
End-to-end encryption
Secure servers
Access controls
Regular security audits
While we strive to protect your data, no system can guarantee absolute security.
6. Data Retention
We retain your information only as long as necessary to provide our Services or comply with legal obligations. You may request deletion of your account and associated data at any time.
7. Your Rights
Depending on your jurisdiction, you may have the right to:
Access your personal data
Correct inaccurate data
Request deletion
Restrict processing
Withdraw consent
Request data portability
To exercise these rights, contact us at: [Insert Contact Email]
8. Cookies and Tracking
We use cookies and similar technologies to enhance functionality, analyze usage, and improve performance. You can control cookie settings through your browser preferences.
9. Children’s Privacy
Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: help@creda.com
1. Introduction
Creda (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your information when you use our website, mobile application, and related services (collectively, the “Services”).
By accessing or using our Services, you agree to the practices described in this policy.
2. Information We Collect
a. Personal Information
We may collect personal information that you voluntarily provide, including but not limited to:
Full name
Email address
Phone number
Billing information
Account login credentials
b. Financial Information
To provide budgeting and expense tracking services, we may collect:
Transaction data
Account balances
Subscription details
Linked financial account information
Financial data is processed securely and encrypted using industry-standard security protocols.
c. Automatically Collected Data
When you use our Services, we may automatically collect:
Device information
IP address
Browser type
Usage data
Cookies and tracking technologies
3. How We Use Your Information
We use the information we collect to:
Provide and maintain our Services
Personalize your financial insights
Process payments and subscriptions
Improve product performance and user experience
Communicate updates, promotions, or support responses
Detect and prevent fraud or security threats
We do not sell your personal data to third parties.
4. Data Sharing and Disclosure
We may share your information with:
Payment processors to complete transactions
Cloud hosting providers for secure data storage
Analytics providers to improve product performance
Legal authorities if required by law
All third-party partners are required to maintain strict confidentiality and data protection standards.
5. Data Security
We implement technical and organizational safeguards to protect your information, including:
End-to-end encryption
Secure servers
Access controls
Regular security audits
While we strive to protect your data, no system can guarantee absolute security.
6. Data Retention
We retain your information only as long as necessary to provide our Services or comply with legal obligations. You may request deletion of your account and associated data at any time.
7. Your Rights
Depending on your jurisdiction, you may have the right to:
Access your personal data
Correct inaccurate data
Request deletion
Restrict processing
Withdraw consent
Request data portability
To exercise these rights, contact us at: [Insert Contact Email]
8. Cookies and Tracking
We use cookies and similar technologies to enhance functionality, analyze usage, and improve performance. You can control cookie settings through your browser preferences.
9. Children’s Privacy
Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: help@creda.com